Finance Calculator

Calculate Financial Values

Results

Future Value
$0.00

Understanding Time Value of Money

Key Components

  • Present Value (PV)
  • Future Value (FV)
  • Periodic Payment (PMT)
  • Interest Rate (I/Y)
  • Number of Periods (N)

Common Applications

  • Investment Planning
  • Loan Calculations
  • Retirement Planning
  • Business Valuations
  • Financial Analysis

Calculator Functions

  • Future Value (FV): Calculate the future worth of an investment
  • Present Value (PV): Determine today's value of future money
  • Payment (PMT): Calculate periodic payment amounts
  • Interest Rate (I/Y): Find the rate of return
  • Number of Periods (N): Calculate the time needed

Tips for Using the Calculator

  • Enter known values accurately
  • Consider payment timing (beginning vs. end of period)
  • Use consistent period units (monthly, annually, etc.)
  • Account for inflation in long-term calculations
  • Verify results with alternative methods
  • Consider tax implications